Car Hire Insurance - we've got you covered!
Full third-party and public liability insurance cover is included in your car rental rate.
An excess (or "deductible") applies. The excess is the amount you are liable for in the event of damage or loss to the vehicle. The excess is referred to as your liability.
Your Options:-
Option 1: Standard Liability
Insurance is always included in your price. Your liability is:-
NZ$1500.00 (for hires 1 November to 20 June)
NZ$2000.00 (for hires 21 June to 31 October)
You are liable for the first NZ$1500.00 or NZ$2000.00 of repair.
Option 2: Reduced Liability
We highly recommend that you reduce your liability by taking our Collission Damage Buydown (CDB). The CDB is NZ$15.00 per day (max NZ$300.00); and is offered when you pick up your vehicle.The CDB limits your liability to NZ250.00
We record your credit card for security, and only deduct the cost of repair (but no more than your chosen libility) if your vehicle is returned damaged.
Additional Glass Cover
We recommend that you take our Glass Insurance which is offered when you pick up your vehicle. The glass insurance is NZ$5.00 per day, maximum NZ$100.00.This reduces your windscreen, window and headlight damage to nil.
Are there any insurance exclusions?
Yes there are times when you won't be covered by our insurance. They include:
- When you drive your rental car on Ball Hut Road (Mount COOK), Skipper Road (Queenstown), 90 Mile Beach (Northland) and State Highway 38 (Lake Waikaremoana). These roads are not part of normal touring routes.
- Damaging the rental car purposely
- Driving recklessly, while intoxicated or in a rally or other competition
- Allowing unauthorised drivers to use the rental car
- Driving beyond the agreed time
This information should be used as a guide only. You will be required to sign a car rental agreement when you collect your rental vehicle. Click here to see a copy of the car rental agreement terms and conditions.