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Can I use Apple Pay for purchases in New Zealand?


In Money and Credit Cards

Answer: Yes. Apple Pay and other mobile wallets like Google Pay are widely accepted at shops, cafes, petrol stations and supermarkets across Aotearoa New Zealand.

Things you should know:

  • Surcharges: Some retailers add a small fee for contactless payments when you tap your phone or watch.
  • EFTPOS-only places: Some smaller shops may have "EFTPOS only" signs, meaning they do not accept contactless payment. Always carry a physical debit or credit card as a backup.
  • Limits: Tap-to-pay transactions may require a PIN once you reach a certain amount. The exact limit depends on your card provider and bank.

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